You Have $100K To Cover All Your Driving Needs. Go.

"Matthew Keyser" (teisco15) 09/21/2015 at 19:46 • Filed to: Fictional Garage

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For those whose idea of social networking is posting on Oppositelock, and who use V6 Ford Mustangs as a unit of financial measurement, there is no greater game than giving yourself an imaginary budget of imaginary money, and going mad with it.

$100,000 is quite the chunk of change, and there are nearly endless possibilities. Do you go for a nice daily and a fun track/offroad car? Do you take the insane route and buy as many used clunkers you can? Or do you do what I would do and go straight to the Chevrolet dealer to buy a new Z06 in cash like a baller?

The choice is up to you. The only rule is: your car, or combination of cars must have feasible selling price of under $100,000. Listings to similar cars to substantiate prices is always encouraged.

Heres your $100,000:

Have fun!

sm70- why not Duesenberg? > Matthew Keyser 09/21/2015 at 19:51

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Next question.

Nibby > Matthew Keyser 09/21/2015 at 19:53

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50 ford tempos

the rest covers insurance

CB > Matthew Keyser 09/21/2015 at 19:53

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My usual answer applies here.

1. 2012 Boss 302 (roughly $45k from what I can tell)

2. 2016 WRX (roughly $44k)

TheOnelectronic > Matthew Keyser 09/21/2015 at 19:54

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1. Nissan GTR

2. Math tutor

PS9 > Matthew Keyser 09/21/2015 at 19:58

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$5K For a trans-am. The rest gets invested.

20 years or so later I buy whatever replaced the LaFerrari replacement.

PS9 > TheOnelectronic 09/21/2015 at 20:04

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Alternative plan; trade sexual favors with the math tutor for the GTR. Pocket the $100k.

spanfucker retire bitch > Matthew Keyser 09/21/2015 at 20:07

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Get the Hyundai Genesis 3.8 HTRAC for ~$40K as my Daily Driver

And get a C7 Corvette Z51 for roughly ~$60K

Mercedes Streeter > Matthew Keyser 09/21/2015 at 20:13

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1. Import smart crossblade.
2. Buy smart 453.
3. Turn current smart 451 into a road legal drag monster.
4. Cry because I ran out of money.

jkm7680 > Matthew Keyser 09/21/2015 at 20:15

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$10,000 for a Porsche 928

$40,000 for a vintage 911 SC

$10,000 to play with my A6

$40,000 to buy a used S4

DrJohannVegas > Matthew Keyser 09/21/2015 at 20:27

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2012 Golf TDI, pre-reflash tuning.

Rest goes to emissions fines.

Marcus > Matthew Keyser 09/21/2015 at 20:29

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**drops mic**

Alex B > Matthew Keyser 09/21/2015 at 20:38

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GL350 probably like 73k when optioned my way.

Then a used Porsche Cayman

Caleb "If a rally car can do it, so can my Malibu" M. S. > Matthew Keyser 09/21/2015 at 20:38

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1. 2016 Audi A3 Sportback e-tron $37k

2. Dodge Challenger SRT Hellcat $63k (with options)

Audi for fuel-efficient people carrying, and the Hellcat for carrying me around a track at a high rate of speed.

PushToStart > Nibby 09/21/2015 at 20:40

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$99,000 is a lot to set aside just for insurance!

jvirgs drives a Subaru > sm70- why not Duesenberg? 09/21/2015 at 20:41

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Why buy one new RR when you can by like 4 used ones?

samssun > PS9 09/21/2015 at 20:41

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20 years should give you 4x principal, but worth 1/2 as much due to inflation. Your 400k will buy 200k of Ferrari.

sm70- why not Duesenberg? > jvirgs drives a Subaru 09/21/2015 at 20:42

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Because I’d like to have at least one that works?

jvirgs drives a Subaru > sm70- why not Duesenberg? 09/21/2015 at 20:44

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But according to Tavarish that doesn’t matter! lol /sarcasm

Smallbear wants a modern Syclone, local Maple Leafs spammer > Matthew Keyser 09/21/2015 at 20:58

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The answer, as always, is Syclone/Typhoon. One of each.

Alex B > Marcus 09/21/2015 at 21:01

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Idk if those start under 100k. Do they?

Dr. Zoidberg - RIP Oppo > Matthew Keyser 09/21/2015 at 21:02

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‘85 Tercel wagon

$97,000 leftover to buy some shoes and another oppo sticker.

Marcus > Alex B 09/21/2015 at 21:07

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A little bit over...

15wrbrex > Matthew Keyser 09/21/2015 at 21:16

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Subaru WRX Limited ~ 35K
Chevy Colorado Z71 ~ 35K
Ford Mustang Ecoboost ~ 30K

One Utilitarian Truck, One Practical Sedan, One Fun Sports Car. Roughly 100K. Done.

Wurrwulf > Matthew Keyser 09/21/2015 at 21:38

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$10k to restore my FB

$30K Forester for the wife

$60k 535i with manual and sport package for DD

and 100 more > Mercedes Streeter 09/21/2015 at 21:42

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It’s hard to say that’s not a smart choice...

PetarVN, GLI Guy, now with stupid power > Matthew Keyser 09/21/2015 at 21:51

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$35K for an E90 M3

$35K for an E93 M3

$5k for an E36 M3 track car

save the rest for mods and tires

and 100 more > Matthew Keyser 09/21/2015 at 21:58

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$20k jetpack, $80k hospital services on layaway.

GTRZILLAR32-Now saving for Godzilla and a condo > Matthew Keyser 09/21/2015 at 22:01

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Modified E46 M3 competition package and modified R32 Skyline GT-R VSpec.

Captain of the Enterprise > Matthew Keyser 09/21/2015 at 22:19

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Base wrx manual as daily $26000

2008 mustang bullitt $24000

Used f250 $25000

Shifter cart $10000

Used Jeep Wrangler $15000

Smoggi - powered by 3 cylinders > Matthew Keyser 09/22/2015 at 07:45

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2014 C63 AMG sedan in black. Rest of the money goes into gas and insurance.

Future ND Owner > Matthew Keyser 09/22/2015 at 08:54

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Mazda MX-5 ND - $30K

Ford Focus RS - $39K

Used Subaru 2.5RS set up to be a rally beast - $30K

Matthew Keyser > Marcus 09/22/2015 at 10:40

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CHEATER!

Matthew Keyser > Smoggi - powered by 3 cylinders 09/22/2015 at 10:42

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And tires, don’t forget tires!

PS9 > samssun 09/22/2015 at 14:07

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Is there some reason we are not re-investing the interest? I know not living off your investments and working for a living is an alien concept to some folks out there, but not to me. I wouldn’t withdraw the interest at compound time every year if I was only investing such a tiny amount of money.

It’s true that ‘$100k’ has relative value because of inflation. But it’s also true that we can account for the rate of inflation to uncover the value of our money and investments over time.

In a passbook account with no gaining interest, ‘$100k’ is only $56k in 2035 money.

In an investment account yielding 15% without compounded interest (or where you are withdrawing your returns every year), you only have $269k in 2035 money.

And now on the right, we see how costly it can be to withdraw your returns early; 15% with compounded interest will leave you with $797k in 2035 dollars! That’s a $500k gap in real time value! Given the small amount of initial investment, there’s just no freaking way I’m going to throw away $500k in 2035 money just so I can try to live off the relatively tiny returns in interest. We’re not accounting for economic downturns, capital gains taxes, and possible but highly unlikely utter catastrophies (like hyperinflation eating all of our gains and leaving us in debt instead), but that’s a separate discussion for another day.

tl;dr - > I still don’t have enough to buy whatever replaces the LaFerrari replacement, but I could likely get whatever’s going to replace the 488 GTB’s replacement. I’ll settle for that.

samssun > PS9 09/22/2015 at 15:18

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I was assuming compounding interest (ie reinvestment) but a 7% return. Find me something yielding 15% now, not to average that for 20 years, and I’m there.

Rusty Vandura - www.tinyurl.com/keepoppo > Matthew Keyser 10/06/2015 at 20:30

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Datsun 280z with an LS swap. Save $60k for gas money.

Rusty Vandura - www.tinyurl.com/keepoppo > sm70- why not Duesenberg? 10/06/2015 at 20:31

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The used ones might have had some of the kinks worked out already.